Are you ready to get on top of your life and tick the big things off your to-do list? Getting your life organised is super satisfying – and these life admin tasks are here to help.
Why Is Life Admin So Important?
In an ideal world, we’d all have virtual assistants that efficiently take care of the life admin for us. In the real world, most of us carry around a rather long list of tasks that we put off – week in, week out. Sound familiar? I know I could quite easily have a Masters degree in procrastination at times! But it’s time to shake that off!
According to the Australian Bureau of Statistics, Aussie’s have around five hours of free time each day – which is typically swallowed up in front of the TV, listening to radio, reading – or scrolling social media! Imagine if you took just half an hour of that time each day and spent it on your life admin to-do list? You would work through it in no time!
Becoming the master of your own life need not be overwhelming. Breaking your list down into manageable life admin tasks is the first step. To help get you started, we’ve compiled a list of our top 10 life admin hacks with an extra bonus at the end.
- How to get started with using a planner
- Cleaning hacks you should know
- Tips for reducing cleaning time
- Organised mum habits
- How to be more productive
10 LIFE ADMIN HACKS FOR ORGANISING YOUR LIFE
1. Write or Update Your Will
No one likes to think about dying, but there is no getting around the fact that it happens to us all. To protect your loved ones, it is important to leave financial and guardian instructions in a legal document. Try to review your will annually and update it to reflect your current situation.
2. Update your Insurance policies
Review and update your Life Insurance, Income Protection, Car and Health Insurance covers. Many people automatically renew their insurances each year without scrutinising the details – even though their circumstances may have changed.
It can pay to shop around for a better deal, too. We have an excellent tool at the end of this article that will help you tick this off today.
3. Review your household utilities
Take a close look at how much you are spending on telecommunications and energy bills. Growing families have growing needs, and with costs rising all the time you might want to consider alternative providers.
And don’t be shy in calling up your current provider and asking for a better deal, especially if you have been loyal for a period of time. They want to keep your business!
Find out how you can health check your household finances here.
4. De-clutter your inbox
A quick digital cleanse can feel as liberating as clearing your desk of paperwork. Sit down and sort through your emails, filing important correspondence and responding to any outstanding personal emails. It reduces the chance of wasting time trying to find something amongst the mess too.
5. Re-evaluate your home loan
Even a slightly lower interest rate could potentially save you hundreds of dollars a year and thousands over the life of your home loan.
You may want to consider switching home loan products – it could help you to pay off your mortgage earlier or again, negotiate a better rate with your provider.
6. Take a look at your personal banking
Have you got bank accounts or credit cards sitting unused? It might be time to close them.
Or, you could look at your banking products to make sure you are getting the best deal and not spending more than you should on bank fees and interest. Consider no annual fee credit cards and bank accounts with no service or ATM fees.
7. Organise your tax
Find, sort and file deductible receipts, Group Certificates and tax statements. The Australian Taxation Office has an app you can use to help keep track of your deductible expenses. Doing it now means no scramble at tax time!
8. Understand your superannuation
Check whether you have any past super funds you have forgotten about and, if you do, consolidate them into one. Review your investment options and use a comparative website like Canstar to see how your fund stacks up against its competitors.
9. Sort important documents
Now you’ve sorted through all your paperwork be sure to file all your investment details, insurance covers, will, house deeds and banking in a logical way – so that not only you know where to find it, but your nearest and dearest can, too, should the need arise.
10. Schedule the appointments you have been avoiding
You know the ones: your annual medical and dental check-ups and the car service. Then relax and book yourself a massage: you’ve earned it.
Remember, the more time you give yourself to do something, the more time it takes.
To increase efficiency, set time limits for each of your tasks – and stick to them. Free of distraction means you are focused at the task and not what your friend just posted on Facebook!
You might want to set aside a day to get on top of your life admin, or tackle it in ten-minute blocks of time. Then, you’ll get it done in no time.