Back a few years, I was at the height of a successful career in psychology. I was well on my way to hitting all my career goals, moving through the ranks and managing a team of competent and dynamic professionals. Not only was I having success in my field, but I was also in a position of financial security, where there wasn’t really anything out of reach.
We set goals for ourselves. There were those usual goals – buy a house, get married and have a family. Plus the stuff that wasn’t so much a necessity as it was a passion – travel the world, experience new cultures and have a blast while doing it.
All of these things were very much in reach. We travelled a lot. We put a deposit on our first home and had no struggles paying our mortgage, bills and everything else. We had a moderate sized wedding with all our loved ones, and life was all kinds of wonderful.
Then the best thing of all happened – having kids. There is not a single second of any day I wouldn’t have become a mum, but there is no denying that life changed after kids. Drastically!
I did 6 months maternity leave the first time, then negotiated part time hours on my return to work. I lasted about a year part time before the pressure from my employers to go full time again got too much and I threw in the towel.
Since this time we have added another beautiful girl to our household and I have dabbled in many financial pursuits, looking for that perfect combination of financial security and staying home with my two daughters. And it has at times been very hard. But I have had some wins too.
I now consider myself a work at home mum. I am a blogger, a freelance writer, an Etsy seller and a direct sales consultant. But most importantly, I am at home.
We are in no way as comfortable financially as we were when I was a psychologist, but we do what we can to cover the costs and still live as comfortably as we can.
Being relatively good with finances, we aren’t pinching pennies constantly and we still get to enjoy some of the splurges in life. We have even managed to budget into our future an overseas trip so that our goal of travelling the world does not need to end.
But it still gets overwhelming at times… especially when those big unexpected expenses come in… like my husband’s knee surgery and our hot water replacement earlier this year. Eeeeek!!!
Many women experience that same feeling of overwhelm when managing their finances. Many also hold back from setting major life goals simply because they do not know how to save and manage their funds to allow for them to make big changes, such as transitioning to a new career or purchasing a home. Not having a safety net to anticipate the unexpected is also a huge one.
If any of this sounds like you, the 6 Week Money Makeover may be exactly what you need!
Applying for a scholarship for this program is easy. All you need to do is share “Your greatest life aspirations and your financial challenges that prevent you from achieving them”. Head over and apply now, so you can master financial security.
10thousandgirl is a not for profit organisation aimed at empowering women in finding their own financial freedom, through teaching the skills needed to not only understand how to better manage money, but to actually start doing it.
In partnership with The Vasudhara Foundation, 10thousandgirl are offering 100 Australian women a partially funded scholarship for the 6 Week Money Makeover program at just $30.
As a first of a kind of program in Australia, it aims to make life planning and personal finance fun, social and life changing, helping Aussie women identify and achieve their financial goals.
*This post is brought to you by 10ThousandGirl. Personal experiences with finances are my own.